The Commercial Lender is accountable for business development and sales of the bank's products and services. The Lender is also responsible for developing and managing a loan portfolio, working with others in facilitating the underwriting and loan closing processes.

• Calls on potential or existing customers to develop new business and increase or retain existing business
• Makes and services a wide variety of business and individual loans, both secured and unsecured
• Cross-sells bank products and services
• Interviews applicants, typically at their place of business, to develop credit information in order to determine if a loan is an acceptable risk
• Develops strong centers of influence and serves within community organizations and functions
• Manages a $5-$8+ million loan portfolio, and expands existing relationships within the portfolio
• Makes decisions on loans and terms within established lending limits or makes recommendations to a supervisor
• Follows current loan and credit lines to ensure complete compliance with terms
• Requires work on physical bank premises

Qualifications:

• Bachelor's degree in business or banking preferred
• 4 - 6 years of formal credit training with commercial lending experience
• Must be fluent in Spanish

Skills:

• Working knowledge of Microsoft Office; moderate math and writing skills; strong presentation and follow up abilities
• Travel to a variety of locations to perform work and/or attend meetings as required
• Work occasionally requires more than 40 hours per week to perform the essential functions of the position
• Must be able to travel regularly from location to location
• Lifting in an office setting may be required up to 30 lbs.